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layui-btn-normal">我要询h</a> </span> </p> <article class="article-text"> <p>?| 来源·汽R之家 本站作?/p> <div class="img_wrapper" style="margin: 40px 0px; padding: 0px; text-align: center; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;"><img src="http://n.sinaimg.cn/spider20190812/302/w630h472/20190812/23ef-icapxph5688823.jpg" alt="心Q你的ETC卡可能会被盗? style="margin: 0px auto; padding: 0px; border-width: 0px; display: block; max-width: 640px;"/><span class="img_descr" style="margin: 5px auto; padding: 6px 0px; line-height: 20px; font-size: 16px; display: inline-block; zoom: 1; text-align: left; font-weight: bold;"></span></div><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  转自每日l济新闻</p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  ?U能q站Q\?5折,讑֤免费送,加aq返现。”一位银行从业h员背口溜似Cl着ETC业务。眼下,q已l是部分银行工作人员的工作常态:不是在推销ETCQ就是在L销ETC的\上?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  一位初ơ办理ETC业务的Rd周在选择哪家银行上犯了难Q“我只想l定个安全性高的卡。?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  周之所以有q样的烦?Q这和最q发生的一些事有关。日前,贵州安顺市一市民H然接到了银行发来的短信Q称自己的ETC信用卡有两笔金额?98元的消费。原来,出现该情冉|因ؓ该市民的ETC信用卡开通了“闪付”功能和“小额免密”功能,?000元以下金额不需要输入密码,q才让犯|分子有了可之机?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  上述贵州车主的遭遇ƈ非个例。最q,有多起ETC被盗L案g发生Q从中不隑֏玎ͼETC卡被人用POS机盗刷多与ETC信用卡开通“闪付”和“小额免密”功能有兟?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  ETCQ又U高速公路不停R电子收费pȝQ通过车蝲电子标签QOBUQ,与在收费站ETC车道上的微L天线感应通讯Q再利用互联|从l定的支付方式中扣款。截??日,全国ETC用户累计H破1亿,当前ETC日均发行量已H破58万?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  随着全国ETC用户的增长,我们如何才能防止q种盗刷呢?</p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  盗刷可能性有多大Q?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  当下Q办理ETC卡成了一U风潮。据了解Q现在安装在车内标签里的几乎都是记̎卡,只有l过ETC高速\通道产生了通行Ҏ会离U记账,其结数据会传到车主l定扣费账户所在的银行Q从而完成扣贏V?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  “我们已l不采用两卡合一的金融IC卡模式了Q现在都是双卡模式,发行的ETC速通卡不具有金融功能,只能被特定POS别,所以不存在盗刷风险。”银行工作h员向《每日经新闅R记者透露Q被盗刷的ETC卡多是早些年发放的二合一卡,如果q类卡开通了“闪付”和“小额免密”功能,有可能被盗列?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  目前Q市面上的ETC通行卡主要分三种Q第一U是׃通行业发行的储值卡Q不h金融功能QRd值后可消费;W二U卡׃通行业和银行联合发行Q属于不具备金融功能的ETC记̎卡,通常会关联Rd下的一张借记卡或信用卡;W三U是属于交通行业和银行联合发行二合一的ETC联名卡,同时hETC记̎卡功能和银行储蓄卡或信用卡的金融功能Q能用于正常刷卡消费Q这U卡也是许多ETC卡被盗刷的罪祸首?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  “虽然存在盗L可能性,但ETC卡肯定还是得办。”Rd周认为。那怎样才能防止盗刷呢?对于使用与银行联合发行的二合一联名卡的车主来说Q如有“闪付”功能且开通了“小额免密免{䏀服务,联名卡的银行账户可能存在被盗刷风险?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  《每日经新闅R从中国银联官网得知Q“闪付”功能无ȝP是银行默认ؓ持卡人开通的基础功能。中国银联徏议,车主在不用ETC功能时将卡拔出或者去发卡机构关闭“小额免密”功能?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  记者了解到Q中国银联联合各商业银行为持卡h讄了专赔付金Q对于挂失ETC之前72时内发生的额免密免签交易盗刷金额提供赔付。如果你的ETC卡被盗刷Q可以通过发卡机构查询POS机商户信息,向h民银行及收单机构q行举报Q商户就要退出小额免密免{业务的商户白名单?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  心q些办卡“潜规则?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  受益于取消高速公路省界收费站政策的推动,办理ETC卡成为各大银行、第三方支付{金融机构纷U争抢的市场。有银行内部员工向记者透露Q员工每月都有ETC业务指标Q上区和停车场推销或发q告霸屏朋友圈已l成了家怾饭?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  一旉Q就q支付宝和微信等Ud支付巨头也纷U增添ETC程序,喊出“不出P免费U上办理”等口号?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  不过Q多安行和支付机构标注的“免费办理”ƈ非毫无前提。比如,办理ETC卡的车主需要申请信用卡或者冻l储蓄卡中的部分资金?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">此外Q琳琅满目的办卡套餐中也暗藏一些“潜规则”。一些不选信用卡而选择l定储蓄卡的车主需保证账户中有500?000元不{的保证金,只有在注销ETC讑֤Ӟ其保证金才得以退q。通常Q银行赠送的ETC讑֤存在一定的使用期限规定Q若车主在此期间注销ETC讑֤Q还需补偿几百元不{的讑֤损耗费?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  之所以有各种办卡猫腻Q这与迅速被ȀzȝETC市场不无关系。日前交通运输部宣布Q从2020q??日vQETC单卡用户Q未安装车蝲装置的ETC用户Q不再n受原则上不小?%的R辆通行费基本优惠政{。交通运输部公\表示此D是ؓ鼓励ETC使用Q提高通行效率Q同旉低高速公路运营成本?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  早在今年5?8日,国家发改委、交通部印发《加快推q高速公路电子不停R快捷收费应用服务实施Ҏ》,要求?019q年底全国ETC用户数量需H破1.8亿,ETC使用率达?0%以上Q以保证路网q行通畅。若要完成目标,2019q的下半qETC用户q需增长8000万?/p><p style="margin-top: 0px; margin-bottom: 30px; padding: 0px; color: rgb(77, 79, 83); font-family: "Hiragino Sans GB", "Microsoft Yahei", "STHeiti Light", SimSun, Arial, sans-serif; font-size: 18px; letter-spacing: 1px; white-space: normal;">  随着ETC的普及,大大方便h们出行,但规范用和提高安全性同样重要?/p><p><br/></p> </article> </div> <div class="aside r"> <div class="aside-item mt10"> <h3 class="sub-tit"> <span class="line"></span> 最新资? </h3> <ul class="new-news-list"> <li> <a class="new-news-item" href="http://www.ggslto.live/news/2019/9/11926.html" target="_blank"> <div class="l img-box"> <img width="88" height="58" src="/uploadfile/News/2019/9/11/2019911261297_small.jpg"> </div> <p>8月自d牌销量冷暖分明!比亚q同比下?3.95%Q红旗暴?03%</p> </a> </li> <li> <a class="new-news-item" href="http://www.ggslto.live/news/2019/8/121536.html" target="_blank"> <div class="l img-box"> <img width="88" height="58" src="/uploadfile/News/2019/8/12/20198123629213_small.jpg"> </div> <p>心Q你的ETC卡可能会被盗?/p> </a> </li> <li> <a class="new-news-item" 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